Card transactions

3D secure advantages for customers

Prevents any unauthorized online use of cards by other persons
Cards are protected by ad-hoc codes received only by the card holder
No need to remember another password or code to ensure security. One time ad-hoc codes are sent to mobile numbers during transactions
If your online payment is equal to or exceeds 100 AZN new tab will open. When this tab opens approval code is sent to you mobile number registered by the Bank. Only after you insert that code, the payment can go through.

Activating 3D secure

If the merchant is in the territory of Azerbaijan Republic and the transaction amount is less than 100 AZN, the code is not required, only a window requesting details of transaction will open (Confirmation window)
If the merchant is not in the territory of Azerbaijan Republic and the transaction amount is less than 10 monetary unit, the code is not required, only a window requesting details of transaction will open (Confirmation window)
If the user’s IP and merchant is not in the territory of Azerbaijan Republic, in any case (and for any amount) the code will be required
There are 2 ways to activate 3D Secure: Contacting 145 Call Center or Visit branches