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Users of the Bolkart debit card receive daily income at an annual rate of 7% on the balance of the card account, provided that the balance is at least 100 AZN. If the balance exceeds 2000 AZN, the 7% rate applies to the amount up to 2000 AZN, and the portion exceeding 2000 AZN accrues interest at 5%. The service is available only for cards in AZN. Customers can enable or disable the accrual of annual interest income independently using the functions of the mobile app (Dostbank).

Emission and 36-months service fee - 50 AZN.

If the minimum deposit to the account is 500 AZN / USD / EUR, it is possible to get a 3 year Bolkart Gold Card free of charge.

ATM cash, POS cash, card-to-card transfers, credit payments, transportation (excluding air transport), communications, mobile operator payments, betting, government and utility payments, quasi-cash transactions (such as wallet-related services), courier and cargo services, tax payments, bond payments, penalties, and court-related costs (including alimony) are not considered as turnover, and no cashback is calculated for these transactions. Transactions made through the "DOSTBANK" Mobile Application are also excluded from earning cashback.
Cashback amounts less than 0.01 AZN will not be considered.

Starting from 01/05/2024, the limit for cashback amounts and the cashback interest rate have been revised. For detailed information on the new terms, please refer to the "Cashback Terms" section.