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Factoring

Factoring service is the concession of the right of demand (receivables) to the Bank (Factor) of legal entities and individual entrepreneurs (Supplier) for the purpose of financing working capital (payments) against Customers (Debtors).

min: 5000 AZN - max. Up to 90% of receivables (agreed on an individual basis) up to a maximum of 2 million AZN
Loan amount
15 - 90 days
Period
14%
Annual interest rate
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Factoring
Commission:
Commission:
min. 2%
Loan terms
  • Ərizəçi: İllik dövriyyəsi 1 000 000 AZN-dən az olmayan sahibkar və hüquqi şəxslər
  • Təminat: Daşınmaz əmlak. Əmlakın bazar dəyərinin maks. 65% hissəsi qədər kredit məbləği örtüklü edilə bilər; Zaminlik. Cari tarixə zaminin gecikən öhdəliyi olmamalıdır. Zaminin min. yaşı 20, maks. yaşı kreditin bitmə tarixinə 70 ola bilər. Təsisçilərin zaminliyi bütün hallarda mütləq tələbdir; Pul vəsaiti; Saxlanc; Digər (ev əşyası, biznes avadanlığı, girov mallar).
  • Tərəflərin hesabları üzrə tələblər: Təchizatçının hesablar mütləq olaraq BOB-da olmalıdır. Borclunun hesabının BOB-da olması məcburi deyil
Other Loans

Large project loans

  • 100 000 AZN - 13 000 000 AZN
    Loan amount
  • 3 - 120 months
    Period
  • from 5%
    Annual interest rate
Large project loans

Small and medium business loans

  • 5000 - 1000000 AZN or 5000 - 300000 USD
    Loan amount:
  • 3 - 48 months
    Period:
  • min. 11%
    Annual interest rate:
Small and medium business loans

Small and medium enterprises in tourism

  • 5000 - 1000000 AZN və ya 5000 - 300000 USD
    Loan amount
  • 3 - 48 months
    Period
  • min. 11%
    Annual interest rate
Small and medium enterprises in tourism

Small and medium-sized manufacturing enterprises

  • 5000 - 1000000 AZN və ya 5000 - 300000 USD
    Loan amount:
  • 3 - 48 months
    Period:
  • min. 11%
    Annual interest rate:
Small and medium-sized manufacturing enterprises

"Peşə" Loan

  • 500 - 30 000 AZN
    Loan amount
  • 3 - 36 month
    Period
  • min. 20%
    Interest rate
"Peşə" Loan

AKİA

  • 500 - 15 000 AZN
    Loan amount
  • 3 - 36 months
    Period
  • 12%
    Annual interest rate
AKİA

Sahibkar krediti

  • 500 - 100 000 AZN
    Loan amount
  • 3 - 48 month
    Period
  • min.11% - max.26%
    İnterest rate
Sahibkar krediti

Overdraft

  • 20 000 - 200 000 AZN
    Loan amount
  • up to 31 days
    Period
  • 0 % (Interest may be applied individually)
    Annual interest rate
Overdraft

Large project loans

  • 100 000 AZN - 13 000 000 AZN
    Loan amount
  • 3 - 120 months
    Period
  • from 5%
    Annual interest rate
Large project loans

Small and medium business loans

  • 5000 - 1000000 AZN or 5000 - 300000 USD
    Loan amount:
  • 3 - 48 months
    Period:
  • min. 11%
    Annual interest rate:
Small and medium business loans

Small and medium enterprises in tourism

  • 5000 - 1000000 AZN və ya 5000 - 300000 USD
    Loan amount
  • 3 - 48 months
    Period
  • min. 11%
    Annual interest rate
Small and medium enterprises in tourism

Small and medium-sized manufacturing enterprises

  • 5000 - 1000000 AZN və ya 5000 - 300000 USD
    Loan amount:
  • 3 - 48 months
    Period:
  • min. 11%
    Annual interest rate:
Small and medium-sized manufacturing enterprises

"Peşə" Loan

  • 500 - 30 000 AZN
    Loan amount
  • 3 - 36 month
    Period
  • min. 20%
    Interest rate
"Peşə" Loan

AKİA

  • 500 - 15 000 AZN
    Loan amount
  • 3 - 36 months
    Period
  • 12%
    Annual interest rate
AKİA

Sahibkar krediti

  • 500 - 100 000 AZN
    Loan amount
  • 3 - 48 month
    Period
  • min.11% - max.26%
    İnterest rate
Sahibkar krediti

Overdraft

  • 20 000 - 200 000 AZN
    Loan amount
  • up to 31 days
    Period
  • 0 % (Interest may be applied individually)
    Annual interest rate
Overdraft
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