Deposit calculator

Receipt of interest
Annual interest rate
Total period of interest
Currency rates Call you back
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Manat deposit

Initial deposit amount500 AZN
Maximum deposit amountunlimited
Maturity6 months
Read more Interest rate

6 months 5.5%

Short term high interest

Deposit calculator
Deposit terms


3 month to 6 months

Currency of deposit:


Seposit amount:

min. – 500 AZN
max. – unlimited

As of February 1, 2016, accrued interest on individuals' deposits is exempt from income tax for a period of 7 (seven) years.

Increasing deposit:

not applicable

Decreasing deposit:


Minimum decreased amount:

100 AZN

Premature withdrawal of deposit:

No interest is paid on prematurely withdrawn deposits or their decreased portion

Automatic prolongation

In the event if the depositor does not request the deposit on the day following the end of maturity, the deposit shall be automatically prolonged on the same tarrifs and terms and conditions if the same tariffs and terms and conditions are effective, and on condition of monthly interest disbursement – in all other cases. In the absence of analogical product, interest rates shall be governed on the basis of Bank’s service tarrifs and terms and conditions.

Note: In the event if the total residual amounts of all of customer’s deposit is equal to 500,000 conventional unit is subject to consolidation with the next added deposit amount, then annual interest rate for that amount can be revised unilateraly by the Bank and set at a different rate than those indicated in the tarrifs list.

As of July 1, 2019, the maximum interest rate on deposits in national currency was set at 10% and 2.5% in foreign currency. As of July 1, 2019, the maximum interest rate on deposits is 15% in national currency and 3% in foreign currency.

Deposits accepted by banks Deposit Insurance Fund as of March 02, 2016 are fully insured and fully compensated within 4 (four) years with the maximum interest rate set by the Fund's Board of Trustees.

Interest rate

Please see below the information on interest rate per deposit placed for 3, 4, 5 and 6 months period:

Deposit Maturity3456
Annual interest rate4.50%4.50%5.00%5.50%

Withholding tax is applicable without exception to interest income of individual deposits received from 01-11 January 2015, and for the period after 11 January 2015 a withholding tax of 10% is applicable to individual depositors’ annual income in the portion exceeding 500 manats.

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