All sections
All sections
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| Amount of insurance |
| Minimum sum |
| 1 year service fee |
| 2 years service fee |
| 3 years service fee |
| Currency |
| Advantage |
 Visa Classic |
 Visa infinite |
 Visa Gold |
 Visa Electron |
 Mastercard Gold |
 Mastercard Standard |
 Maestro |
|---|---|---|---|---|---|---|
| Not considered. Note: For non-resident customers: 1000AZN/USD/EUR | Not considered. Note: For non-resident customers: 3000AZN/USD/EUR | Not considered. Note: For non-resident customers: 2000AZN/USD/EUR | Not considered. Note: For non-resident customers: 1000AZN/USD/EUR | Not considered. Note: For non-resident customers: 2000AZN/USD/EUR | Not considered. Note: For non-resident customers: 1000AZN/USD/EUR | Not considered. Note: For non-resident customers: 1000AZN/USD/EUR |
| Not applicable | Not applicable | Not applicable | Not applicable | Not applicable | Not applicable | Not applicable |
| 8AZN - Note: No commission is charged where the minimum amount of the deposit into the account is 1000 AZN/USD/EUR. | 100AZN - Note: No commission is charged where the minimum amount of the deposit into the account is 100,000 AZN/USD/EUR or a customer has at least 100,000 AZN/USD/EUR in his savings account. | 20 AZN - Notes: - No commission is charged where the minimum amount of the deposit into the account is 2000 AZN/USD/EUR; Free of charge 1 year Internet Banking and 6 months SMS Banking service. | 7AZN | 20 AZN - Notes: - No commission is charged where the minimum amount of the deposit into the account is 2000 AZN/USD/EUR; Free of charge 1 year Internet Banking and 6 months SMS Banking service. | 8AZN - Note: No commission is charged where the minimum amount of the deposit into the account is 1000 AZN/USD/EUR. | 7AZN |
| 14AZN | 300AZN | 30 AZN - Note: Free of charge 2 years Internet Banking and 12 months SMS Banking service | 12AZN | 30 AZN - Note: Free of charge 2 years Internet Banking and 12 months SMS Banking service. | 14 AZN - | 12AZN |
| 20AZN | 400AZN | 40 AZN - Note: Free of charge 3 years Internet Banking and 18 months SMS Banking service | 18AZN | 40 AZN - Note: Free of charge 3 years Internet Banking and 18 months SMS Banking service. | 20AZN | 18AZN |
| AZN/USD/EUR | AZN/USD/EUR | Subject to type and validity term of the card, as per the schedule of fees on issue and maintenance of the card | AZN/USD/EUR | AZN/USD/EUR | AZN/USD/EUR | AZN/USD/EUR |
| ATM withdrawals, real and virtual shopping, Internet purchases, purchase of goods and services via telephone and mail; where the minimum amount of the deposit into the account is 1000 AZN/USD/EUR, customer is provided with a free of charge 1 years card. | Medical and Legal Information Services – International Discounts Offers – Advance hotel booking without fees and discounts - - Visa Luxury Hotel Program – 1 mln USD travel insurance from UK’s AXA insurance company – Concierge service – Golf club discounts - while Priority Pass is not formally supported, online registration provides discount of up to 15% to Visa İnfinite card holders. Note: As Visa İnternational does not extend its special program to Azerbaijan, services related to Visa İnfinite cards are available abroad only. | AZN/USD/EUR | Note: Unlike other cards, no overdraft facility is available | - Medical and Legal Information Services – International Discounts Offers | - | Note: Unlike other cards, no overdraft facility is available. |
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Debet cards
Local cards
Credit cards
For business
Virtual cards
Security Requirements
Visa Classic
For use of personal funds
| Insurance amount | Not applicable |
| Minimum balance | Not applicable |
| Card price | AZN 8, AZN 14, AZN 20 |
Payment Card Security Precautions
Read more
ATM withdrawals
Payments online and retail shops
Internet payments
Payment for goods and services by mail and telephone
Free of charge card
Tariffs 
Fee:
- Issue and 1 year service fee – AZN 8
- Issue and 2 years service fee – AZN 14
- Issue and 3 years service fee – AZN 20
Contactless payment:
The contactless payment function means carrying out card transactions for an amount not exceeding 100 manats without entering a PIN code.
Urgent order:
- AZN 15
Insurance amount:
Not intended
Change of card status:
- No fee
Card replacement:
- Subject to type and term of the card, fee applicable upon issue and service for the card
Issue of PIN duplicate:
- AZN 5
Card renewal (extension):
- Subject to type and term of the card, fee applicable upon issue and service for the card
Issue of an additional card:
- Subject to type and term of the card, fee applicable upon issue and service for the card
Card reactivation:
- AZN 2
“Chargeback” review:
- AZN 10
| Fees for cards usage | |
|---|---|
| Cash withdrawals at "Bank of Baku" ATMs and POS terminals | 1% (min. 1 AZN/USD/EUR) |
| Cash withdrawals at ATMs of local banks - members of Millicart processing center | 1.5% (min. 1.5 AZN/USD/EUR) |
| Cash withdrawals at POS terminals of local banks - members of Millicart processing center | 1.5% (min. 2 AZN/USD/EUR) |
| Cash withdrawals at ATMs of local and foreign banks members of other processing centers | 1.5% (min. 3.5 AZN/USD/EUR) |
| Cash withdrawals at POS terminals of local and foreign banks members of other processing centers | 1.5% (min. 6 AZN/USD/EUR) |
| ATM vasitəsilə ŞEN-kodun dəyişdirilməsi | 1 AZN |
| ATM vasitəsilə ŞEN-kodun bərpa edilməsi | 2 AZN |
| “Card to Card” sistemi üzrə köçürmələr | 0.2% (min 0.25 AZN / 0.25 USD / 0.25 EUR) |
| “ATM Bankçılıq” sistemindən istifadə | Komissiya nəzərdə tutulmayıb |
| "SMS Bankçılıq" sisteminə qoşulma və dəstəklənmə | 5 AZN |
| Conversion | Kartın valyutasından istənilən fərqli valyutada əməliyyatlar (ATM, Card to Card, online, retail və s.) müvafiq olaraq kartın hansı ödəniş sisteminə aid olmasından asılı olaraq, Visa və ya Mastercard beynəlxalq ödəniş sisteminin müəyyən etdiyi məzənnə və bankdaxili nağdsız alış və satış məzənnələrinə əsasən konvertasiya edilir. Qeyd: Bankın emissiya etdiyi ödəniş kartları üzrə gündəlik maksimum 200 (iki yüz) ABŞ dolları və ya Avro məbləğində olmaqla nağdsız konvertasiya əməliyyatlarının aparılması mümkündür. |
| Retail transactions | Not applicable |
| "Retail" transactions in gaming / entertainment centers, including casinos | 1.5% (min. 2 AZN/USD/EUR) |
| Qeyd: Vəsait karta nağd üsul ilə “Bank of Baku” filiallarında və ya “Bank of Baku” ya məxsus ödəniş terminallarından mədaxil edildikə heç bir komissiya tutulmur. Vəsait karta Milli Ön ödəmə terminalları, veb saytı və mobil tətbiqi; “E-PUL” veb saytı və mobil tətbiqi; “Expresspay” ödəmə terminalları, veb saytı və mobil tətbiqi vasitəsilə mədaxil edildikdə gün ərzində kartın valyutasından aslı olaraq toplam 300 AZN /USD/EURO mədaxil edildikdə heç bir komissiya tutulmur, 300 AZN /USD/EURO-dan çox mədaxil edildikdə, 300 AZN/USD EURO-dan artıq hissəyə 0.5% (min.1 AZN/USD/EURO) komissiya tutulur. | |
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Security Requirements
