Amount of insurance

Minimum sum

1 year service fee

2 years service fee

3 years service fee

Currency

Advantage

MC Gold	Visa infinite	Visa Gold	Visa Classic	Visa Electron	MC Standard	Maestro
Not considered. Note: For non-resident customers: 2000AZN/USD/EUR	Not considered. Note: For non-resident customers: 3000AZN/USD/EUR	Not considered. Note: For non-resident customers: 2000AZN/USD/EUR	Not considered. Note: For non-resident customers: 1000AZN/USD/EUR	Not considered. Note: For non-resident customers: 1000AZN/USD/EUR	Not considered. Note: For non-resident customers: 1000AZN/USD/EUR	Not considered. Note: For non-resident customers: 1000AZN/USD/EUR
Not applicable	Not applicable	Not applicable	Not applicable	Not applicable	Not applicable	Not applicable
20 AZN - Notes: - No commission is charged where the minimum amount of the deposit into the account is 2000 AZN/USD/EUR; Free of charge 1 year Internet Banking and 6 months SMS Banking service.	100AZN - Note: No commission is charged where the minimum amount of the deposit into the account is 100,000 AZN/USD/EUR or a customer has at least 100,000 AZN/USD/EUR in his savings account.	20 AZN - Notes: - No commission is charged where the minimum amount of the deposit into the account is 2000 AZN/USD/EUR; Free of charge 1 year Internet Banking and 6 months SMS Banking service.	8AZN - Note: No commission is charged where the minimum amount of the deposit into the account is 1000 AZN/USD/EUR.	7AZN	8AZN - Note: No commission is charged where the minimum amount of the deposit into the account is 1000 AZN/USD/EUR.	7AZN
30 AZN - Note: Free of charge 2 years Internet Banking and 12 months SMS Banking service.	300AZN	30 AZN - Note: Free of charge 2 years Internet Banking and 12 months SMS Banking service	14AZN	12AZN	14 AZN -	12AZN
40 AZN - Note: Free of charge 3 years Internet Banking and 18 months SMS Banking service.	400AZN	40 AZN - Note: Free of charge 3 years Internet Banking and 18 months SMS Banking service	20AZN	18AZN	20AZN	18AZN
AZN/USD/EUR	AZN/USD/EUR	Subject to type and validity term of the card, as per the schedule of fees on issue and maintenance of the card	AZN/USD/EUR	AZN/USD/EUR	AZN/USD/EUR	AZN/USD/EUR
- Medical and Legal Information Services – International Discounts Offers	Medical and Legal Information Services – International Discounts Offers – Advance hotel booking without fees and discounts - - Visa Luxury Hotel Program – 1 mln USD travel insurance from UK’s AXA insurance company – Concierge service – Golf club discounts - while Priority Pass is not formally supported, online registration provides discount of up to 15% to Visa İnfinite card holders. Note: As Visa İnternational does not extend its special program to Azerbaijan, services related to Visa İnfinite cards are available abroad only.	AZN/USD/EUR	ATM withdrawals, real and virtual shopping, Internet purchases, purchase of goods and services via telephone and mail; where the minimum amount of the deposit into the account is 1000 AZN/USD/EUR, customer is provided with a free of charge 1 years card.	Note: Unlike other cards, no overdraft facility is available	-	Note: Unlike other cards, no overdraft facility is available.

All cards

Debet cards

Local cards

Bonus Card

Credit cards

For business

MC Gold

For use of personal funds

Minimum balance

Not applicable

Card price

AZN 20, AZN 30, AZN 40

Payment Card Security Precautions

Click here to get a line of credit

Medical and legal services information line

International discounts offer

Free of charge SMS banking and Internet banking

Online plastic card order

Online consultation

Online call me back order

Tariffs

Fee:

Issue and 1 year service fee – AZN 20
Issue and 2 years service fee – AZN 30
Issue and 3 years service fee – AZN 40

Urgent order:

AZN 15

Change of card status:

No fee

Card replacement:

Subject to type and term of the card, fee applicable upon issue and service for the card

Issue of PIN duplicate:

AZN 5

Card renewal (extension):

Subject to type and term of the card, fee applicable upon issue and service for the card

Issue of an additional card:

Subject to type and term of the card, fee applicable upon issue and service for the card

Card reactivation:

AZN 2

“Chargeback” review:

AZN 10

Fees for cards usage
Cash withdrawals at "Bank of Baku" ATMs and POS terminals	1% (min. 1 AZN/USD/EUR)
Cash withdrawals at ATMs of local banks – members of Millicart processing center	1.5% (min. 1.5 AZN/USD/EUR)
Cash withdrawals at POS terminals of local banks – members of Millicart processing center	1.5% (min. 2 AZN/USD/EUR)
Cash withdrawals at ATMs of local and foreign banks members of other processing centers	1.5% (min. 3.5 AZN/USD/EUR)
Cash withdrawals at POS terminals of local and foreign banks members of other processing centers	1.5% (min. 6 AZN/USD/EUR)
Conversion	2%
Retail transactions	No fee
"Retail" transactions in gaming / entertainment centers, including casinos	1.5% (min. 2 AZN/USD/EUR)

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