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Card services

SMS Banking allows the Bank of Baku OJSC cardholders to monitor their card accounts and perform various transactions on these accounts.

Service advantages:

  • SMS-notification to the cardholder about transactions performed on the card account,
  • receiving information on the current card account balance,
  • blocking the card,
  • unblocking the card,
  • obtaining a card account statement for the last 10 transactions.

Service fees and ways of connection:

Payment Card TypeSMS Banking Service Fee
Debit Visa InfiniteFree of charge
(by the Customer’s request only (application, electronic request, etc.))
Salary CardsFree of charge: automatically connected
MC Gold / Visa GoldFree of charge
(by the Customer’s request only (application, electronic request, etc.))
MC Standard / Visa Classic5 AZN
Maestro / Visa Electron
Bolkart DebetBolkart DiamondFree of charge
(by the Customer’s request only (application, electronic request, etc.))
Bolkart  Gold5 AZN
Bolkart Ailə
Bolkart Gənc
‘Əmanət Klubu’ ClubFree of charge
(by the Customer’s request only (application, electronic request, etc.))
Deposit cardsVisa Deposit Card5 AZN
VISA GoldFree of charge
(by the Customer’s request only (application, electronic request, etc.))
Compensation cardsFree of charge: automatically connected
MC Business5 AZN
MC Business Customs
Maestro Salary cards
İşkart
CreditBolkart kreditBolkart DiamondFree of charge: automatically connected
Bolkart  Gold
Bolkart Ailə
Bolkart Gənc
Bolkart Business
Bonus cardMC Unembossed5 AZN
Virtual MC card5 AZN
‘Dostlar Klubu’ Club credit cards
Virtual CardPrepaid virtual card5 AZN


The SMS text for various transactions is composed in the below manner and sent to *8145 short number:

  • initial text: BALANCE (to get information on the current balance), BLOCK (to block the payment card), UNBLOCK (to unblock the payment card), and STATE (to receive a card account statement for the last 10 transactions),
  • space,
  • the first 4 digits of the card number used for the transaction,
  • the ‘%’ sign,
  • the last 4 digits of the card number used for the transaction,

For example: The customer composes the text ‘Balance 6473%7430’ and sends it to *8145. The 6473 xxxx xxxx 7430 cardholder performing this transaction wishes to receive information about the current card account balance.

The cardholder who has composed the text ‘BLOCK 5473%4646’ and sent it to *8145 will block the payment card.

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