1998
Fees paid to correspondent banks for fund transfers
221,618
Fees paid to NBAR for fund transfers
97,722
Others
52,774
Total fees and commission expense
372,114
Note 1 Principal Activities Note 2 Basis of Presentation Note 3 Significant Accounting Policies Note 4 Cash and Short-Termshort-term funds Note 5 Loans and Advances to Banks Note 6 Loans and Advances to Customers Note 7 Premises and Equipment Note 8 Deposits From Banks Note 9 Customer Accounts Note 10 Other Liabilities Note 11 Share Capital Note 12 Accumulated Deficit / Retained earnings Note 13 Dividends Note 14 Fees and Commission Income Note 15 Fees and Commission Expense Note 16 General, Administrative and Other Operating Expenses Note 17 Taxation Note 18 Asset and Liability Concentration Note 19 Fair value of Financial Instruments Note 20 Risk Management Note 21 Commitments and Contingent Liabilities Note 22 Reconciliation of Azeri Accounting Rules to International. Accounting Standards Note 23 Related Party Transactions