Wide range of opportunities in use
Currently, 24 hours a day, one can use a plastic card to shop, purchase services or withdraw cash in more than 20 million various commercial and service facilities. When shopping or purchasing services, card holders do not have to pay any commission fees.
Now, when the use of Internet resources is growing by every day, majority of companies making use of this communication route in their operations prefer to deal with international plastic cards. Recently, due to widespread use of such operations in an international context, there was introduced a special category of plastic cards – Virtual Card.
Control over cash flow
Card is a flexible and very convenient device to exercise control over the cash flow and you daily, current expenses. Due to this feature, cards are used by companies to transfer expenses of their employees for business trips, and by parents to accumulate their children’s expenses, thus ensuring the transparency and providing a chance to control the use of funds for the designated purposes.
Card holder has the chance to use his bank or independently some other means of communication to obtain statement on his account or simply to review his balance on the card. This in turn allows the card holder to immediately get information on unauthorized use of funds from the card.
Wide range of extra services and benefits
Along with making use of plastic cards for their express purposes, card holders can also benefit from a wide range of other features. This, depending upon category of the card, includes a large number of advantages, including the option to earn bonuses and get discounts when shopping on a local market or overseas, to rent a car, to reserve services of hotel, restaurant, airport or other facilities, to obtain medical and health insurance for overseas trips, to get access to a wide range of clubs and leisure centers.
Convenience and security
Only the card holder has the right to use the funds on the card and this ensured through an individual confidential PIN code. From that point of view, if the card is lost or stolen, no one will be able to use the card without knowing such PIN code. At the same time, upon card holders wish, several cards can be issued for the same card account, giving an opportunity to various members of the family to use the funds with his own card, without the need to open a separate account.
Every day the worries associated with carriage, storage and use of cash get higher, and that is yet another reason why people more and more prefer to use plastic cards. This is especially relevant for people making overseas trips. And no requirement to report your funds in the card account on passing the customs points at the border is another distinguishing feature of the plastic card.
When the card is lost, stolen or damaged, card holder should simply apply to the Bank and have, thus, his funds reinstated. However, if something like that happens to cash, the chance of recovery is very low.
Why one should choose cards issued by «Bank of Baku»?
To answer the above question, we would like to give you some information on opportunities provided by our cards:
We can offer you both local, and international - Master Card and Maestro, cards;
Our “Credit Cards” project provides people from various groups of public, including teachers and doctors, employees of large private companies, our customers on various projects offered by the Bank and other people with the chance to get a credit card or a credit line upon very attractive conditions;
Our tariffs are aligned with desires and needs of our customers and are, therefore, competitive;
When opening a card account with our Bank, we do not require from you a minimum balance, while insurance deposit is required only from holders of MC Standard and MC Gold cards and is a low amount;
When making use of our various products, you can get our cards at very attractive terms;
We can open your card account both in local currency, and also in USD and EURO;
You can have the term of your card for up to 3 years.
Take one of «Bank of Baku» plastic cards and avail yourself to reliability and convenience. Our cards will never let you down!
