Micro-loans can be realized within the frame of underlined terms:
Amount
|
USD 300 - 20 000 |
Term
|
18 - 24 months
|
Interest rate
|
%27 * - 32 per annum (% 2,3 - 2,7 per month) |
Grace period
|
up to 3 months
|
Payment method
|
annuity (in equal monthly amounts) |
Lending spheres |
business, production, services |
Collateral** |
- Immovable property
- Cars and vehicles
- Fixed assets used and purchased for business purposes
- Jewelry
- Securities
- Household items
- Turnover assets
- Undertakings by 3rd parties
|
|
Place of registration of the
applicant |
Not applicable |
Work experience |
min. 3 months |
* For customers with positive credit history
** For customers with positive credit history have compromises in collateral system
Our Bank, which is always diligent and considerate towards its clients and customers for any of its projects, is always keen to reward and appreciate those clients and customers who duly perform their obligations to the Bank. «Micro-Credits» program is not an exception (similar rules apply for our “Consumer Loans” program). In accordance with our internal regulations, clients with positive credit history will get a subsequent loan at the rate 2% lower, i.e. under 28% per annum.
Furthermore, we offer certain benefits with respect to the collateral to be provided by such clients for their subsequent loans!
|
|
|
| |
| |
Additional information
Review FAQ.
Please send us your queries related to this service or approach any branch or office of the Bank,
call in information centre under number 145.
|
|
