“Bank of Baku” is pleased to offer Internet users its Virtual cards which is a convenient mean of payment for purchases done through Internet.
The main feature distinguishing Virtual cards from other cards, is that this category of cards can be used only for purchase of goods and services through Internet. This means that you cannot use the Virtual card for purchases in any shop or cash withdrawals from ATMs. This feature underlines yet another distinctive feature between Virtual card and other types of cards. There is no physical card as such, i.e. a customer willing to obtain a Virtual card from our Bank, will get, in place of a standard card with magnetic strip and other features, just a PIN. Internet users, when making online purchases through Internet, will, when asked for Card Information, enter a 16 digit card number provided by the Bank, PIN and, where necessary, CVV code, thus affecting the payment. All these details will be provided to the customer by the Bank in a special envelope.
When making purchases with Virtual card, please remember:
To keep the information contained in the envelope provided to you by the Bank confidential;
To refrain from providing information and making payment to sites for which reliability you have doubts. This may result in misuse of your card information;
To make the payment at the very end. Before proceeding with the payment, please verify the information you entered.
To periodically review the statement of transactions performed through your card account. You can do this via Internet banking system, without a visit to the Bank;
To immediately get in touch with the representatives of the Bank, in case you encounter any problem when using the card.
Another distinguishing feature of “Bank of Baku” Virtual card is a flexible fees policy. For the first time in Azerbaijan, “Bank of Baku” avails holders of its Virtual cards with the opportunity to determine the validity period and the applicable fee. Thus, our customers get an option to select the validity period from 3 to 12 months and to pay the applicable fee. Please review the applicable tariffs:
Fees for MC Virtual Card 1
|
Order and service fee for the card |
AZN 5
Plus additional AZN 1 for each month of validity period |
Validity period |
min. 3 ay; max. 12 months |
Insurance deposit |
Not Applicable |
Minimum balance |
Not Applicable |
Urgent Order |
AZN 15 |
Change of status of the card |
AZN 10 |
| Card replacement |
AZN 10 |
Re-activation of the card |
AZN 2 |
“Chargeback” investigation |
AZN 5 |
Conversion |
0,5 % |
| Transactions for virtual games / entertainment centers, including casinos |
1.5%
min AZN 2 / USD 2 / EUR 2 |
1 Virtual Card means that the customer is provided only with an envelope containing information on his PIN. |
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Additional information:
Please send us your queries related to this service. Approach any branch or office of the Bank or call Information center 145.
Complete application for the loan online. |
