The clients of bank who paid monthly debts in due time can take advantage from this campaign for reception of credit for the sum from AZN 300 to 4000.
Cash loans conditions
| Terms of documentation for cash loan | |
|---|---|
| Ammount | AZN 300 - 4000 If the sum of the credit more than AZN 3000 / USD 3750, is required the third party guarantee |
| Term | 12 - 24 months |
| Interest rate | For clients with usual credit history %30 For clients with positive credit history %28 |
| Comissions for credit | For 3-12 months - %5 from credit amount For 13-24 months - %7 from credit amount |
| Age of the applicant | 20 -70 years |
| Required documents | Indentification card Reference / the inquiry on pension |
| Guarantee | the guarantee requirement are considered individually by credit expert |
Terms of documentation for credit card
| Terms of documentation for credit card | |
|---|---|
| Applicant | Customers with credit history Clients, who had Business Loans |
| Registration of applicant |
Registration in Azerbaijan Republic |
| Applicant's age |
20-70 age |
| Experience |
|
| Duration of credit | 24-36 months |
| Credit amount | 300 - 3000 AZN If duration of loan is 2 years amount of loan can be maximum 3 times of wages (not more than 3000 AZN) If duration of loan is 3 years amount of loan can be maximum 5 times of wages (not more than 3000 AZN) |
| Interest rate | For customers with regular credit history: 30% per annum in the first half period. 34% per annum for loan amount that remains in the second half term For customers with positive credit history: 28% per annum in the first half period. 32% per annum for loan amount that remains in the second half term |
| Type of Credit Card | Visa Classic Visa Gold |
| Urgent order of Card | 15 AZN |
| Required documents |
ID card |
| Commission | If duration of loan is 24 months credit card is issued for 12 months. Fee for cards and for annual maintenance: Visa Classic - 20 AZN Visa Gold - 30 AZN for maintenance of credit line-2% If duration of loan is 36 months credit card is issued for 18 months. Fee for cards and for annual maintenance: Visa Classic - 35 AZN Visa Gold - 55 AZN for maintenance of credit line-3% |
| Type of payment | In the first half of oan term (validity period), customer may pay only monthly interest. The remaining amount of loan will be repaid in equal payments of an annuity during the second half of term. |
| Advantages of credit | Revolving credit line in the first half of loan term. Ability to pay remainder of the loan in the second half period in equal installments. |