Bank of Baku

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For the employees of Health sectors

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Terms of documentation for cash loan

Terms of documentation for cash loan
Workplace For the employees of «Health» enterprises
Working experience
  • Minimum 3 months for residents of the regions presented by branches of bank
  • Minimum 24 months for residents of the regions which have been not presented by branches of bank
Age of applicant 20 – 65
Ammount max. 4 000 AZN
Term 3-24 months
Interest rate 1. within the frame of project “real partners” %32 per year 
2. for the employees of enterprices of non partners %36 per year
Required documents
Only with the identification card for employees of the organizations in the list:

For employees of the organizations which have not included to the list:
1. Indentification card
2. Reference
Repayment Annuity
Comissions
  • if duration of the loan is 1 year - 5% from line of credit
  • if duration of the loan is 2 year - 7% from line of credit


 

Terms of documentation for credit card

Terms of documentation for credit card
Applicant Head doctors of medical institutions
Registration of applicant
 Registration in Azerbaijan Republic
Applicant's age
 20-70 age
Experience
  • Requirements for experience of applicants with residence of regions represented by branches of bank is minimum 3 months.
  • Requirements for experience of applicants with residence of regions which are not represented by branches of bank is minimum 24 months.
Duration of credit 24 months
Credit amount 300 - 3000 AZN
Interest rate 28% per annum in the first half period
32% per annum for  loan amount that remains  in the second half term
Type of Credit Card Visa Classic
Visa Gold
Urgent order of Card 15 AZN
Required documents

ID card
Reference
Guarantee If  amount of  loan is more than 3000 AZN or age of  applicant is more than 65 years guarantor is required. (Guarantor must not be close relative of  applicant ).
Required documents for guarantor:
1. ID card
2. Reference
Commission If duration of loan is 24 months credit card is issued for 12 months. Fee for cards and for annual maintenance:

Visa Classic - 20 AZN
Visa Gold - 30 AZN

for maintenance of credit line - 2%
Type of payment In the first half of oan term (validity period), customer may pay only monthly interest. The remaining amount of loan will be repaid in equal payments of an annuity during the second half of term.
Advantages of credit Revolving credit line in the first half of loan term.

Ability to pay remainder of the loan in the second half period in equal installments.


 

Limits to positions


Hospitals and Policlinics

Positionmax. amount (in AZN)
The head doctor, deputes and head of division 4000
Doctors and nurse 3200
Specialists 2000
Others 1200

Ambulances, dispancers, antenatal clinics, sanitary-quarantine inspections.

Positionmax. amount (in AZN)
The head doctor, deputes and head of division 3200
Doctors and nurse 2400
Specialists 1600
Others 1000



 
 

Last Updated on Thursday, 05 January 2012 14:28