| Main rates |
|---|
| |
Visa Gold |
Visa Classic |
Visa Electron |
Visa Deposit Card |
|
| Insurance deposit |
100 AZN/USD/EUR |
not considered |
| Minimum amount added into the balance |
not considered |
| Card issue and 1 year service fee |
35 AZN If the minimum of initial deposit is mor than 2000 AZN/USD/EUR, then card is free of charge.
Ordering the Visa Gold card for one year gives an options of getting one year free Internet Banking and 6 months free SMS Banking services |
 8 AZN If the minimum of initial deposit is mor than 1000 AZN/USD/EUR, then card is free of charge |
7 AZN If the minimum of initial deposit is mor than 1000 AZN/USD/EUR, then card is free of charge |
8 АZN |
| Card issue and 2 years service fee |
50 AZN Ordering the Visa Gold card for 2 years gives an options of getting 2 years free Internet-Banking and 1 year free SMS Banking services |
14 АZN |
12 АZN |
14 АZN |
| Card issue and 3 years service fee |
70 AZN Ordering the Visa Gold card for 3 years gives an options of getting 3 years free Internet-Banking and 18 months free SMS Banking services |
20 АZN |
18 AZN |
20 АZN |
| Rates for additional services |
|---|
| * Urgent Order Urgent order presupposes issue and delivery of the card to the customer within the following business day |
15 АZN |
| * Change of the card statusChange of status of the card means its loss, theft, cancellation of the card prior to the expiration of the last month of the validity period, or temporary or permanent termination there of |
not considered |
| * Card replacement Card replacement – In case of customer losed PIN, changed his/her name, physicaly damaged or losed the card, bank provide clien with new card. Client has give back the old card |
10 АZN |
| * Re-activation of the card Reactivation of the card means activation of the card which was blocked due to incorrect PIN entry, or was temporarily blocked upon request of the customer |
2 АZN |
| * “Chargeback” investigation “Chargeback” means objection of the customer to the debiting of his account. Where the claim for “Chargeback” is not proven, all expenses incurred by the Bank will have to be repaid by the claimant. |
10 АZN |
| Rates for the use of ATMs and POS Terminals |
|---|
| Cash withdrawals from ATMs and POS Terminals of «Bank of Baku» |
1% |
1 % |
1 % |
* Not Applicable In case of client invested amount to the deposit card account, bank charges 1% commission from invested amount. And client release form charges at withdrawal form Bank of Baku’s ATM and POSes |
| min. 1 AZN/USD/EUR |
| ATMs of local banks (members of Milli Card) |
1.5 % |
1.5 % |
1.3 % |
1.5 % |
| min. 1.5 AZN/USD/EUR |
| POSs of local banks ( (members of Milli Card) |
1.5% |
1.5% |
1.5% |
1.5% |
| min. 2 AZN/USD/EUR |
| ATMs of local banks (other processing systems) |
1.5% |
1.5% |
1.5% |
1.5% |
| min. 3.5 AZN/USD/EUR |
| POSs of local banks (other processing systems) |
1.5% |
1.5% |
1.5% |
1.5% |
| min. 6 AZN/USD/EUR |
| * Currency conversion For overseas card transactions in the currency other than the currency of the card we will apply the rate of exchange established by MC international payment system as of the date of clearing operations on that transaction. Where the transaction is performed in Azerbaijan, we will use the rate of exchange of the NBA as of the date of clearing. . |
0.5 % |
| * “Retail” Transactions “Retail Transactions” means use of the card for payment for services and goods being purchased from certain points of sale (shops, restaurants, sport clubs, etc.) |
not considered |
| “Retail” transactions in game/entertainment centers, including casinos |
1.5% min. 2 AZN/USD/EUR |
| * Connection to "SMS Banking" For controling of transactions on account |
6 months |
20 AZN |
| 1 year |
30 AZN |
| * Transfers with “Card to Card” system Where “Card to Card” System is used for transfer of funds to Maestro Salary card, the additional commission will be 0.7%. |
0.2% |
| min. 0.25 AZN/USD/EUR |
| * Connection and annual fee for “ATM Banking” system You can subscribe for this system by completing an appropriate application form. At the moment, you can use this system to pay your electricity bills, as well as your phone bills for “Azercell” and “Bakcell” without any commission for the transfer of money |
Free of charge |
| Connection and annual fee for “Internet Banking” system |
6 months |
5 AZN |
| 1 year |
8 AZN |
