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«Dynamic» saving

Account currency AZN/USD/EUR
Term From 1 month to 60 months
Payment of interest Мonthly or at the end of the term
Opening balance 100 AZN/USD/EUR
Maximum amount No limitation
Interest rate 1 - 16.00%
(click to get the rates)
Decreasing the amount Permitted. Minimum amount of decrease - 100 AZN/USD/EUR.
Increasing the amount Permitted:
Increase is permitted only during the first half of the term.
Minimum amount of increase - 100 AZN/USD/EUR.
Automatic extension of the term In accordance with interest rates used by the Bank as of the relevant date
Extra benefits
  1. 1. Where the amount of the deposit is equal or more than 1000 AZN/USD/EUR the customer may get a free of charge Visa Deposit Card, if the amount of deposit is equals at minimum AZN 10 000, and term at least 12 months, then customer may get free MC Gold Card.When there remain N number of months to the date of expiration of the deposit term, Deposit card can be issued for a period of N+1 months. *
  2. Credit line equal to 80% of the savings account balance
  3. Minimum amount of the credit is 500 AZN /USD, and of credit line is 1000 AZN/USD. Maximum amount for both credit and credit line is 100 000 AZN/USD. Currency of the credit line is the same as the currency of the account.**
Note: in case of you have any card on deposits, the interests will be transferred to the card account


* Where the customer receives any free-of-charge card and makes an application for an additional card, additional card will be issued subject to existing fees.
** Credit line for accounts in EURO is provided in Manats. In such a case, the amount of the credit line is determined with an assumption of placement of the state amount in EURO in Manats.

Last Updated on Friday, 10 February 2012 14:09